Which type of adjuster is typically employed on a contract basis by an insurance bureau?

An independent adjuster is often employed on a contract basis by an insurance bureau to handle claims that may arise during high-volume periods or specific events requiring additional resources. These adjusters operate as freelance professionals, allowing insurance companies to manage fluctuating workloads without permanently adding to their staff. Independent adjusters possess the flexibility to work across multiple clients and can apply their expertise to various claims, making them an essential resource for insurance bureaus that need to respond quickly to claims demands.

In contrast, a staff adjuster is a direct employee of an insurance company, working exclusively for one company and handling claims that come from their specific portfolio, which does not align with the contractor-based relationship described in the question. A public adjuster, on the other hand, represents policyholders rather than insurance companies and advocates for their clients' interests in claims processes, which is a fundamentally different role than that of an independent adjuster. Lastly, the term claims adjuster is generic and can refer to any individual involved in the adjustment process, but it does not specifically imply a contractual arrangement as the independent adjuster does.