Which of the following is not covered by general liability insurance?

Prepare for the Indiana Independent Adjuster Exam with flashcards and multiple choice questions, each offering hints and explanations. Sharpen your skills and knowledge for exam day!

The correct answer is professional liability. General liability insurance is designed to protect businesses from claims of bodily injury, property damage, and advertising injury that may occur in the course of their operations.

Property damage refers to damage caused to someone else’s property due to the actions or negligence of the insured. Advertising injury covers claims arising from advertisements that may harm another party, such as copyright infringement or defamation. Bodily injury encompasses physical injuries sustained by a third party caused by the insured.

Professional liability, on the other hand, is a separate type of insurance that covers claims arising from professional services, including errors or omissions in the performance of those services. Professionals like doctors, lawyers, and accountants typically carry this type of insurance to guard against claims of negligence or failure to perform their duties to an acceptable standard. Hence, it falls outside the purview of general liability insurance, making it the correct choice in this question.

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