Which form is commonly used to file a property damage claim?

The Proof of Loss form is a crucial document in the claims process, particularly for property damage claims. This form serves as a formal declaration by the policyholder to the insurance company, detailing the specifics of the loss incurred. It typically includes information such as the date of the event, the nature of the damage, the extent of losses being claimed, and an itemized list of the damaged property along with its value.

The significance of the Proof of Loss form lies in its role in helping the insurer assess the legitimacy of the claim. It provides structured information that the insurance company can use to begin their investigation and determine the appropriate compensation based on the policy limits and coverage.

In contrast, the other options, while related to the claims process, do not serve the same purpose. The Claimant Affidavit often provides a sworn statement regarding the facts of the claim but is not specifically aimed at detailing property damage loss. The Adjuster's Report is a document created by the adjuster after reviewing the claim, summarizing findings and assessments, rather than being used to initiate the claim. The Incident Report form is generally utilized to record the occurrence of an incident itself but does not contain the specific details necessary to formally file a property damage claim for insurance purposes. Thus,