Which action is the Commissioner NOT authorized to perform?

The Commissioner is responsible for overseeing the regulation of the insurance industry and has various powers and duties, including examining insurers, enforcing licensing laws, and investigating insurance fraud.

The authority to approve requested limited lines of authority is not one that the Commissioner directly exercises. This function often rests with specific regulatory frameworks or entities within the insurance department, or it may require adherence to statutory guidelines that do not grant the Commissioner unilateral discretion. Consequently, the action in question does not fall under the Commissioner’s authorized responsibilities, making this the correct answer.

Understanding the structure and limitations of the Commissioner's authority is critical for independent adjusters, as it helps clarify the regulatory landscape within which they operate.