What type of professional service is typically not included in general liability insurance coverage?

In the context of general liability insurance coverage, medical services are typically not included because this type of insurance is designed to protect businesses against claims of bodily injury, property damage, and personal injury resulting from their business operations. However, medical services often fall under professional liability insurance, also known as errors and omissions insurance, which is specifically tailored for professionals who provide expert services, including healthcare providers.

Consulting, legal, and engineering services involve a higher degree of professional judgment and skills, which is why they are also covered under professional liability insurance but typically not under general liability insurance. These types of services are recognized as offering a professional opinion or advice, where errors or omissions could lead to claims against the provider. In contrast, general liability is usually concerned with physical injuries or damages caused by the business's operations, facilities, or products, thereby excluding the specialized nature of medical service provisions.