What type of insurance covers equipment that moves cement or earth?

The correct choice is the contractors equipment floater, as this type of insurance specifically covers tools, machinery, and equipment that contractors use in their work. When it comes to equipment that moves cement or earth, such as excavators, bulldozers, or cement mixers, a contractors equipment floater is designed to protect these mobile and specialized items, whether they are on-site at a construction location or being transported between locations.

Other types of insurance listed, such as equipment breakdown insurance, primarily protect against losses related to the failure of equipment due to mechanical breakdowns. Property insurance is more focused on protecting physical structures and property from risks such as fire or theft, but it does not specifically cover the movement of specialized construction equipment. Commercial auto insurance is appropriate for vehicles used for business purposes but does not cover equipment like excavators or cement mixers, as they are not classified as vehicles under this type of policy. Thus, the contractors equipment floater is the most relevant and suitable choice for insuring equipment that is used in the moving or handling of cement or earth.