What type of area is Mr. Ursini living in if he has a 1% chance of flooding?

The correct choice reflects a situation where Mr. Ursini lives in an area that is classified based on its risk for flooding. If there is a 1% chance of flooding, this indicates a relatively low risk compared to regions that experience higher probabilities.

In the context of flood zone classifications, an area with a 1% chance—or a 100-year flood zone—is typically designated as a Special Flood Hazard Area (SFHA). This classification means that while there is still a risk of flooding, it is calculated based on historical data, specifically indicating an annual probability of occurring once in 100 years.

Choosing a low-risk flood area or a non-flood area would not accurately reflect Mr. Ursini’s situation since these classifications imply an even lower probability of flooding, which does not align with a 1% risk. Additionally, the term "flood-prone area" can be vague, as it may not refer to specific statistical risk levels as outlined in official flood zone designations. Thus, labeling Mr. Ursini’s location as an SFHA captures the essence of his risk exposure accurately, following the criteria established by flood risk assessments and designations.