What is the minimum amount of liability coverage for bodily injury or death involving more than one person?

The correct amount for minimum liability coverage for bodily injury or death involving more than one person in Indiana is established by state law, which is designed to ensure that drivers have adequate financial resources available for accidents that cause injury to multiple parties.

The minimum requirement is typically set to reflect a balance between protecting the rights of victims and ensuring that insurance remains affordable for drivers. In Indiana, the minimum liability coverage for bodily injury to one person is $25,000, and when it involves more than one person, the minimum is set at $50,000. This means that if an accident results in injuries to two or more individuals, the coverage would be sufficient to cover medical expenses and other associated costs up to that limit.

This amount ensures that individuals involved in an accident can receive a fair compensation for medical expenses, lost wages, and other damages without placing undue financial burden on the insured driver. Higher limits can be purchased for greater protection, but the state mandates this amount as the baseline for legal compliance.