What is the minimum amount of liability coverage for bodily injury or death involving only one person?

The minimum amount of liability coverage for bodily injury or death involving only one person is set at $25,000. This figure is established under Indiana state law, which mandates that drivers carry at least this amount in bodily injury liability coverage to ensure that victims of accidents have adequate financial protection in the event of injury or death.

Having this standard helps ensure that individuals who suffer injuries from vehicular accidents can receive medical treatment and compensation for damages without extreme financial hardships. The legal requirement serves as a safety net for both drivers and victims, fostering responsibility and care on the roads.

Higher coverage limits exist to account for severe injuries, multiple parties involved in an accident, or higher medical costs, but for a single individual, the state has determined that $25,000 is the baseline necessary amount.