Monetary value of general damages does NOT consider which of the following?

The monetary value of general damages focuses on compensation for non-economic losses suffered by an injured party due to an incident, such as pain and suffering, emotional distress, and loss of enjoyment of life. General damages address the intangible impacts of an injury rather than tangible losses.

Liability of the insured pertains to the determination of fault or legal responsibility for the damages incurred. While it is a crucial factor in an insurance claim or liability assessment, it does not directly enter into the calculation of general damages. General damages are concerned solely with the effects of the injury on the individual, not the circumstances surrounding the liability or accountability for the incident.

In contrast, loss of income, pain and suffering, and emotional distress are all directly related to the impact of the injury on the individual, and they are key components considered when calculating general damages.