If the insured fails to comply with the duties outlined in a policy after a loss, what may the insurer do?

When an insured fails to comply with the duties outlined in their insurance policy after a loss, the insurer has the right to deny payment of the claim. Insurance policies typically include specific duties that the insured must perform, such as providing timely notice of the loss, protecting property from further damage, or cooperating with the insurer's investigation. These duties are crucial for the insurer to assess the claim accurately and fairly.

If the insured does not adhere to these requirements, it can hinder the insurer's ability to evaluate the situation or mitigate damages, leading to a situation where the claim cannot be processed satisfactorily. Thus, the insurer can justifiably deny the claim due to the insured's noncompliance, as it may be seen as a breach of the policy agreement.

The other choices do not accurately reflect the insurer's options in this scenario; increasing the premium is not a direct consequence of an insured's failure to comply post-loss, automatic approval is not possible if the duties are unmet, and revoking the policy would be an extreme measure not typically taken for noncompliance in the aftermath of a claim.